Acceptable Use Policy

1.Purpose

The purpose of this Acceptable Use Policy is to govern the permitted and prohibited uses of the RunPayway™ platform and Income Stability Score™.

By accessing or using the platform, you agree to comply with these terms.

2.Permitted Use

You may use RunPayway™ for the following personal or internal purposes:

• Complete a free or paid Income Stability Score™ assessment
• Download and share your scorecard or full report
• Verify an assessment record through the registry
• Submit enterprise, partnership, or product inquiries

Use must comply with applicable laws and the RunPayway™ Terms of Use.

3.Prohibited Conduct

You may not:

• Reverse engineer or attempt to derive scoring logic
• Generate assessments systematically for analysis of scoring methodology
• Extract or reconstruct scoring weights or model parameters
• Use automated tools, bots, scraping technologies, or data extraction systems
• Use platform data or outputs to train machine learning or AI systems
• Submit false, misleading, or manipulated information
• Circumvent authentication or access controls
• Disrupt, degrade, or impair system performance
• Interfere with security or infrastructure
• Use the Income Stability Score™ for unlawful, fraudulent, or deceptive purposes

4.Misrepresentation of Scores

You may not:

• Alter or modify an Income Stability Score™ report
• Remove model version references from issued reports
• Present edited or partial reports as official outputs
• Manipulate or tamper with the registry verification system

Registry verification is the sole mechanism for confirming the authenticity of a RunPayway™ assessment.

5.Commercial & Regulatory Restrictions

The Income Stability Score™ may not be:

• Resold
• Embedded within third-party products without written authorization
• Used for credit underwriting decisions
• Used for employment screening decisions
• Represented as a substitute for regulated financial evaluations

Commercial redistribution, institutional use, or platform integration requires written authorization from RunPayway™.

6.Rate Limiting & System Protection

To protect the platform, RunPayway™ may implement the following:

• Request rate limits
• IP monitoring
• Submission controls
• Access restrictions

Attempting to bypass these protections is strictly prohibited.

RunPayway™ may monitor platform activity to detect abuse, protect infrastructure, and enforce this policy.

7.Account Suspension

RunPayway™ reserves the right to suspend or terminate access if this policy is violated.

Suspension may occur without prior notice to protect system integrity, prevent misuse, or enforce platform policies.

8.Reporting Violations

If you suspect misuse of the platform, please report it through the RunPayway™ contact form on the website.

Violations will be reviewed promptly, and action will be taken where appropriate.

9.Relationship to Terms

This Acceptable Use Policy supplements the RunPayway™ Terms of Use.

Violations may result in suspension of access, termination of accounts, or legal action where appropriate.